The First Niagara Bank

The First Niagara Bank is whole owned by First Niagara Financial Group Inc. The bank itself has 254 branch offices with total deposits exceeding $13.9 billion and $19.3 billion in assets. The bank itself is mainly located in upper New York State and in Pennsylvania that prides itself and also a belief backer of its customers. They strive to acquire to know their shoppers and supply the services they need the most.

The services this financial institution provides its shoppers are Personal Banking, Firm Banking, Leasing, Insurance Verify 21 and Well being Saving Accounts.

For own banking, probably the most excellent may be the Belief Backer Bundle Package. These clients appreciate free checks with their checking account and also the use of ATM machines with out fees. As soon as this bundle is opened a thank you gift card worth $25 is sent towards account holder. In case you have a Property Equity Line of Credit, the interest rate is reduced for the modern rate of prime plus 1.00% APR for NY residents and prime plus 0.75% for PA residents on loans over $25,000 without having annual or origination fees. . There is also a $100 gift card given at the time of signing up for the bundle.

Also included inside Belief Backers Bundle are reduced mortgage interest rates and 2,500 totally free advantages points on all buyers using a new First Niagara MasterCard credit ratings card.

There are Three different checking accounts that can be a part of the bundle. The main difference is what the daily balance that will be expected. Interest is paid on balances over $2500.